






5 OPEN HOUSE TOURS on Sunday, 12/14, from 1-4 pm
... if you MISSED the tour, Marilyn will be happy to show you ANY OF THESE HOMES!
ORDER OF PHOTOS: B, A, 1, E, C
Boca Woods is a well maintained community with two golf courses, tennis courts, a clubhouse with dining room and card rooms, and a lot of happy members. Some homes have golf or lake views. Life is good at Boca Woods... come along and join us! MARILYN KNOWS BOCA WOODS... has sold in Boca Woods... and can find you the home of your dreams... RIGHT HERE!
NEW WEIGHT LOSS TIPS… BOTTOM LINE: I’M NOT GIVING UP CHOCOLATE
The current (January) issue of Reader’s Digest has some newer thoughts on weight gain, including a fat cells discussion about how they got there (genetic or external factors when Mom was pregnant), how they “work,” who might have more of them, and how to work them down (exercise… you’ve heard that one before). Again we read that exercise can change our metabolisms, so maybe we should try that if we don’t do it yet. There is lots of convincing evidence. GET ON THAT TREADMILL more often, go to the health club, or take long walks every day. Stress fattens, they write, because it sparks cravings (we knew that!), so they suggest yoga or quality family time to down tone stress. More sleep could mean more weight loss, meaning seven to eight hours a night. Your spouse’s weight loss could trigger stress, e.g. jealousy, so jump on the bandwagon and lose weight too. An experiment they describe showed that stem cells attacked by a virus can cause weight gain, which calls to mind what Mom used to tell us, “Feed a cold and starve a fever.” Your taste buds can be get a weight gain trigger from an ear infection. Antioxident-rich foods such as fruits and vegetables can keep obesity away. The article reminds us that we CAN be fit AND fat. It’s almost time for New Year’s resolutions, so let’s make some about weight loss, or lack of weight gain right now.
Both local residents looking to upsize or downsize and out-of-towners seeking second homes are looking in the market right now. The common theme is, "Find me a bargain." Home owners who are willing to negotiate and are realistic about fair market prices have the best chance of selling, particularly if the homes are upgraded with newer kitchens and baths. When readying your home for show, DO YOUR OWN STAGING - paint the interior and if needed, the exterior, remembering that curb appeal gives the buyer their first impression. Clear out the clutter - either donate it to charity, give it to Goodwill or get a storage room. Buyers need to visualize how large your quarters are.
It may be wise to use your local Realtor who knows your neighborhood, but another Realtor might have new and different ideas, and if your property is their only listing in your neighborhood they might work harder to get it sold than an agent who has many houses to focus on within a small area. When interviewing an agent, ask for their Marketing Plan and where on the internet they will be featuring your property. More and more agents are using the internet to get their listings shown all over the world, internationally as well as nationally.
When you are looking to purchase a property, check with the listing agent about details. If you have pets, check out pet restrictions. Check out age restrictions - is it an age 55+ community and is that what you want? How far is shopping from the neighborhood? What security does the neighborhood offer? What do your Homeowners Association dues cover? Be sure to read the Community Documents as soon as you get them, focusing on Rules and Regulations.
While an agent's responsibility is to get you the most EXPOSURE, EXPOSURE, EXPOSURE they can to get that one buyer over to your property, once the house is under contract, the agent may have various obstacles to overcome on the way to the closing. Ask about their title company, home inspector, if they have a contractor to do any needed fix-up, whether they have a good plumber and electrician and any other kinds of services you might need.
If you want your agent to give you feedback, ask for it...but the reality is that when YOUR BUYER comes to look, they will make an offer, and that is the ultimate feedback you want to hear. Sometimes the feedback is helpful in fixing something you did not know was "in the way of a sale," and that is helpful information your agent will pass back to you.
Best wishes to all buyers and sellers in finding a property that you will love. Remember that home values WILL GO UP in the future, and if you have found a property that you love and the bottom line price is more than you want to pay, the value WILL be going up in due time. BUY WHAT YOU LOVE that is within your price range.
CHOCOHOLICS TAKE NOTE…
Recent research indicates that brisk walking might control chocolate urges… but suggests you do not walk in the direction of the candy store. After 3 days of chocolate abstinence, 25 regular chocolate eaters took brisk 15-minute walks and tests showed that exercise reduced chocolate urges. Shall we all try this? We MIGHT become “all-around healthier” as exercise increases mental alertness, brings oxygen into the body and is very good for all of us in other ways as well.

ROW, ROW, ROW YOUR BOAT…. Well, not quite…
Time for Boat Parade Registration. The Marine Industries Association of Palm Beach County, Inc. is advertising free registration for the 2008 Boca Raton Holiday Boat Parade. Over $10,000 will be given out in prizes. Power and sail boats from 0-20’ up to 49’ and up can participate. Email elilly@ci.boca-raton.fl.us, call 561-239-1536 or 561-393-7827 or fax 561-367-7079 for more information and application form.
TALLER BUILDINGS COMING TO BOCA’S DOWNTOWN AREA
Just approved by City Council: a new 140’ standard for construction with an additional 20’ for decorative and other elements. The building’s density would not increase, so a height increase would require a decrease elsewhere on the structure. The change would allow for more open space, wider sidewalks and more attractive architecture. Downtown is considered between Glades Road and Camino Real, with Palmetto Park Road and Federal Highway. This will give an additional 40’ to the current 100’ maximum. Residents have opposed a “box-like look,” and new designs are expected to offer staggered rooftops to create a more dimensional look, described by Mayor Susan Whelchel as “quality over quantity.” These guidelines will apply to an office building planned for the southeast corner of Palmetto and Federal, scheduled to begin construction in late 2009. This building also would have a boutique hotel with 153 rooms, 105 residential units, a restaurant and retail space.
TECHNOLOGY TO PLAY MAJOR ROLE IN TACKLING GLOBAL DISEASE AND BATTLING CLIMATE CHANGE
Stressing that “ideas, flexibility and entrepreneurship” are even more important than donating money, Larry Brilliant, Executive Director of Google.org, the philanthropic wing of the highly successful and famous search engine, said that their charitable arm has donated about $150MM to charitable organizations since 2004 and allotted about $350MM in online ad space to not-for-profit organizations. Google Maps and News technology are used to track disease outbreaks globally to help avoid epidemics. He also told about Google.org’s tackling climate change, and said, “Global warming is something that happens to all of us. We are in this together. It’s critically important for corporations to step up. Organizations, he said, such as the Bill & Melinda Gates Foundation, the Carter Center and Rockefeller Foundation have the potential to do even more.
LYNN REGIONAL CANCER CENTER AT BOCA COMMUNITY HOSPITAL OFFERS NON-INVASIVE TREATMENTS
More than 3000 cancer patients are treated at the Lynn Cancer Institute every year with multimodality care, where a patient has an entire medical team in one location. Departments included are BRCH Outpatient Imaging and Radiation Oncology, The Center for Hematology-Oncology, chemotherapy and infusion center, multimodality clinic, administration offices and high tech conference center. The Radiation Oncology department will offer “Novalis TX” and Rapid Arc Linear Accelerator allowing steretactic radiosurgery treatment at any location in the body, which are not offered anywhere else in Florida. Treatments are offered from outside the body, outpatient imaging, to destroy tumors or ablate targeted abnormalities without an incision, avoiding hospitalization and recovery periods and possible complications. Radiologists reading the results are nationally renowned, board certified and fellowship-trained with sub-specialty expertise. Advanced imaging tools are also available at the Lynn Cancer Center. The building is located on a 4-acre site at NW 13th Street and NW 7th Avenue in Boca Raton. Satellite locations are in operation in West Boca Raton, Delray Beach and Boynton Beach. If you would like information about a Supplemental Cancer Plan, call Marilyn at 561-988-0070. Marilyn Farber Jacobs is a Licensed Advisor, an Independent Insurance Agent selling life and health insurances, annuities, long term care, life settlements, Medicare Supplements.
2Q US SALES OF FIXED ANNUITIES JUMPS 54.1% OVER 2Q 2007
FIRST BOCA SCHOOLHOUSE PICTURED NOW IN ALL CITY SCHOOLS
POLICE SUBSTATION OPENS AT TOWN CENTER MALL & BOCA POLICE ATTAIN “FLAGSHIP STATUS”
FAUs BOCA RATON CAMPUS GETTING NEW THEATERS
NORTON MUSEUM PRESENTS PHOTOGRAPHY EXHIBIT
FORECLOSURE SEMINAR
DELRAY CULTURAL CENTER OFFERINGS COMING UP – GET OUT YOUR CALENDAR NOW Songs, lectures and a variety of other special events are planned at Cornell’s Old School Square Crest Theatre, including big and small names with varied talents. “Altar Boyz”, a musical comedy, will open The Crest Theatre Main Stage Series November 14-16. The theatre’s season will conclude with “Romanza, the Art of the Tenor, April 3-5. From December 5-7, Spencer’s Theatre of Illusion will be appearing – maybe disappearing - featuring interesting theatrical elements. December 19-21 the Ballroom World Champion Tour will be held for dance enthusiasts. The latest incarnation of The Kingston Trio will present folk music January 16-18. The American Soul & Rock and Roll Choir will bring us cheer February 6-8. “Footloose,” based on the film, will present their national tour March 6-8. A new Celtic inspired dance production featuring Irish, Ottawa Valley and modern tap dancers, The Stepcrew, will appear March 20-22. The 2009 Lecture Series, held Thursdays at 2 pm, will include Secret Service Director Brian Stafford February 19, Author Michael Gates Gill March 12th and author/photographer Lorraine Salem Tufts April 2nd. Other presentations coming up include Tony Award winners Hal Linden, Tommy Tune, and Christine Ebersole with Grammy winner Billy Stritch, For tickets and more information call 561-243-7922, extension 1. The Crest Theater is located at 51 North Swinton Avenue, just north of Atlantic Avenue near the Delray Beach Tennis Center, in Old School Square. Individual tickets prices for Main Stage and Cabaret Series are $40 for matinee and $42 for evening. Individual lecture tickets are $25 for open seating (balcony) and $40 for reserved seating, which includes valet parking and post-lecture reception. Crest Theatre was voted BEST LIVE THEATRE by Forum Publishing Groups, The Best of Delray Beach Magazine, 2007. For seating chart, and more information on performances, see http://www.oldschool.org/crest.asp.
WHO IS BUYING IN FLORIDA?According to the National Association of Realtors recent study, “2007 Profile of Florida Homebuyers and Sellers”, one in three Florida homebuyers is singe – 21% of 2007 new home purchases were made by single women and 12% by single men. 64% of the buyers had no children under age 18, but the median age of buyers was 43. For first time home buyers, 38% of 2007 home buyers, the median age was 32. 59% of homebuyers were married couples, 6% were unmarried couples. 18% were born outside the US. 27% bought new homes, 58% were detached single-family homes. Typical home had 1700 sq ft and was within 14 miles from their previous home. 98% of buyers ranked honesty and integrity as a “very important factor” when choosing a real estate agent. 90% of homebuyers financed their purchase. The report states that the typical home was on the market for 10 weeks and 33% of sellers did not lower their asking price before selling. Recent sellers typically sold their homes for 96% of the list price. 86% of home sellers reported that their home was listed or advertised on the internet. You can find the report at http://www.floridarealtors.org/LegislativeCenter/Research/index.cfm .

PBIA FEATURING PALM BEACH COUNTY ARTISTS EXHIBITAn Opening Reception will be held at Palm Beach International Airport on Wednesday, September 10th , 5:30-7 pm in the Airport’s Concession Mall, Level 2 Main Terminal, across from Travelers Lounge for exhibits of local paintings, sculpture, photography and mixed-media works, sometimes depicting the flora, fauna and natural places in the County. To see a virtual tour of the art, go to http://www.pbcgov.com/fdo/art/artworks.htm. The artworks, created by residents of various Palm Beach County cities, are for sale. Parking available in Short Term levels 4-7. The exhibit will be on display through September 24th, and is sponsored by Palm Beach County’s Art in Public Places through a grant from the Palm Beach County’s Cultural Council. Selected works with are presented for four months and each exhibition features changing cultural and travel themes. Contact information for artists interested in submitting their works is http://www.pbcgov.com/art/FDORegistry.aspx.
MORE ON WORLD’S MOST EXPENSIVE HOUSE… NOW REPORTED TO HAVE SOLD FOR $750,000,000
HOLIDAY BOAT PARADE WILL GO ON
SOME OF THE “GOOD NEWS”
PLAN NOW: LOOK WHO’S COMING TO THE KRAVIS CENTER! Carol Burnett (1/17/09)
Barbara Cook (12/16/2008)
Lily Tomlin (2-10-09)
Jackie Mason (2-2-09)
Steven Sondheim (2-4-09)
Marvin Hamlisch (3-8-09)
Patti LuPone and Mandy Patinkin, original EVITA stars (3-25-09)
Wynton Marsalis (1-28-09)
Dr. John and the Neville Brothers (3-3-09)
Led Zeppelin (1-13-09)
The Pink Floyd Experience (2-14-09)
Blue, a tribute to Joni Mitchell (1/2-4/09)
Kravis Membership is $75 and includes priority seating opportunities based on level of donation. Public tickets go on sale for 2008-2009 at 9 am on September 20th. For more info call 561-832-7469 or go to http://www.kravis.org. Starting in October, for 11 sessions, “Movies by Moonlight” will be presented in the Gosman Amphitheatre including Grease, Sound of Music and Singin’ In The Rain.
AUGUST ADMISSION FREE FOR PALM BEACH ZOO
WEST BOCA LIBRARY COMPLETION EXPECTED BY END OF SEPTEMBERConstruction began in August 2007, and opening of the West Boca county library on 441 (State Road 7) near Yamato Road is planned before December. The facility will be 20,000 sq ft, with room to expand to 40,000 sq ft. The adult, children and teen areas will have about 30 internet and word processing computers. Computers with the Library catalog are available throughout the building; free wireless access will also be available throughout the building. Three meeting rooms are available, a large one for 70 people and a 50-seat room for children’s programming are included. There will be three private study rooms and a larger group study room, two express checkout stations and themed areas designed for young adults. There will be a total of 136 parking spaces. Materials can be returned at a drive-up as well as walking up to interior and exterior returns areas.

FOR THE GOURMETS AND THE GAWKERS… WELL, REALLY FOR ALL OF US…
Palm Beach Restaurant Week will be held October 20-26, so mark your calendars NOW. Styled after the famous New York Restaurant Weeks, for $20.08, three-course lunches will be offered at restaurants that are said to include Café Boulud, Café L’Europe, Charley’s Crab, Flager Steakhouse (at the Breakers), Michael R. McCarty’s, Ocean Bistro at the Four Seasons, Renato’s and the Ritz Carlton. The Palm Beach County Convention Center and Palm Beach Chamber of Commerce are involved in the planning.
CELEBRATE BOCA FESTIVAL DAYS AUGUST 1 TO AUGUST 31Join in MISSION POSSIBLE 2008 on August 7th from 6-8:30 pm at Town Center, and take on the role of sleuth in a mystery mission. Proceeds benefit The Haven, a local home for boys age 9 to18 who have been placed in protective care by the state. Sample more than 100 wines and many hors d’oeuvres on August 16 from 7-9 pm at WINE & ALL THAT JAZZ at the Boca Raton Resort and Club. Gear up for 5k walk August 19 from 5:30-8:30 pm at Marriott Boca Center. Goal is to collect $375,000 for MAKING STRIDES AGAINST BREAST CANCER. Local celebrities will compete on the dance floor on August 28th, 6-9:30 pm at Pavillion Grille, 301 Yamato for the BOCA BALLROOM BATTLE with proceeds benefiting the George Snow Scholarship Fund. Local business leaders and representatives from area nonprofit and media groups are working together to present these events and many others (40+) throughout the month of August. C’mon over and don’t miss all the fun!
WORLD’S MOST EXPENSIVE HOUSE? $500,000,000!Once owned by Bill Gates, La Leopolda, 10 acres, said to have the best views in Southern France, reportedly built by Belgium’s King Leopold for his mistresses, has been purchased by Russian billionaire Abramovich, reportedly for CASH. A regular 80% mortgage would have monthly payments of over $3,000,000!

LAST BOCA AIRPORT LAND PARCEL UP FOR BIDS AGAIN
HOW ABOUT A FREE RELAXING CONCERT THIS SUNDAY AFTERNOON?
NOTE: YOU MUST MOVE OVER FOR STOPPED EMERGENCY VEHICLES ON HIGHWAYWith the primary objective to save lives of law enforcement officers conducting traffic stops, a statute passed during the 2002 session of the Florida legislature requires that motorists traveling on I-95 and other Florida highways with two or more lanes traveling in the direction fo the emergency vehicle “slow down” or “move over” and out of the lane closest to the vehicle as soon as its safe to do so, when approaching an authorized emergency vehicle stopped on the highway. Drivers are required to slow to 20 miles per hour less than the posted speed limit if 25 miles per hour or greater or travel at 5 miles per hour when posted speed limit is 20 miles per hour or less.
CHILDREN’S MUSEUM HOLDS TOWNE PICNICFrom 11 am to 2 pm The Children’s Museum will hold what it hopes will be its first annual picnic on the museum grounds at

KEEP IN MIND THAT WHEN YOU GET A MORTGAGE THE LOWER THE INTEREST RATE THE MORE HOME YOU GET FOR THE MONEY
FLORIDA ASSOCIATION OF REALTORS
Rates on 30-Year Mortgages Jump
Washington, June 13,2008 – Rates on 30-year mortgages jumped to the highest level in nearly eight months, reflecting increased concerns about what the Federal Reserve might do to battle inflation.
Freddie Mac, the mortgage company, reported Thursday that 30-year fixed-rate mortgages averaged 6.32 percent this week. That was sharply up from 6.09 percent last week.
It was the highest level for 30-year mortgages since they averaged 6.33 percent for the week of Oct. 25.
Analysts attributed the big jump to increased concerns in financial markets that the Federal Reserve might be preparing to start raising interest rates in order to make sure that inflation does not get out of control.
MORTGAGE RATE TREND INDEX
TEMPLE BETH SHIRA TO JOIN UNION FOR REFORM JUDIASM
ARTISTIC ENTRIES BEING ACCEPTED FOR “BOCA FESTIVAL DAYS”Sign up by Friday June 27th to submit up to two pieces of 2- and 3-dimensional work. Be age 18+, and send $25 entry fee per application. For entry form go to www.sugarsandpark.org or go to Sugar Sand Park Community Center. You can call Stacee Cooney at 561-347-3901. The Sugar Sand Park Community Center’s Juried Art Exhibition is part of the month-long Boca Festival Days event organized by the Greater Boca Raton Chamber of Commerce.
LOCAL PUBLIC SCHOOLS RANK HIGH NEWSWEEK’s May 21, 2008 “TOP OF THE CLASS” article showed the following area schools in these ranks in the top 1000 of 1400+ public high schools in the US:
Suncoast Community (Riviera Beach) is #3
Dreyfoos School of the Arts (Palm Beach) is #33
Atlantic Community (Delray Beach) is #58
Boca Community (Boca Raton) is #146
Spanish River (Boca Raton) is #196
Palm Beach Gardens (Palm Beach Gardens) #663
West Boca Raton (Boca Raton) is 675
Jupiter (Jupiter) is #859
William T. Dwyer ( Palm Beach Gardens) is #978
Public schools are ranked according a ratio devised by Washington Post Education Reporter Jay Matthews: the number of Advanced Placement, Intl. Baccalaureate and/or Cambridge tests taken by all students at a school in 2007 divided by the number of graduating seniors. All of the schools on the list have an index of at least 1.000; they are in the top 5 percent of public schools measured this way.